Venmo Payment Not Showing Up In Bank Account (5 Reasons)


By FintechHop

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Several reasons may be at play if your Venmo payment doesn’t appear in your bank account right away. There is a possibility that you chose the slower deposit method rather than the instant deposit method. If the payment was wrongly flagged as fraudulent, there might be an issue with Venmo or your bank’s servers.

With Venmo, you can transfer money between Venmo users and your bank account can be credited. The Venmo payment, however, does not appear in everyone’s bank account.

Also Check: Venmo Payment Declined Issue | Venmo Lost Connection With Bank Plaid

Why is Venmo Payment Not Showing Up in Bank Account?

There are several reasons why a Venmo payment has not shown up in your bank account, including choosing a standard transfer instead of an instant deposit, which can take several days. There could also be problems with Venmo or the bank’s server.

Haven’t Transferred Yet (Remind Someone on Venmo)

Your bank account does not yet have any money in it. New Venmo users might not be aware that funds are automatically stored in your Venmo balance and must be transferred manually to your bank account.

Your Venmo balance can be transferred to your bank account easily. The Venmo mobile application allows you to transfer funds by selecting the “Manage Balance” option from the menu with the three dots, entering the desired amount, and selecting the bank to transfer to.

You chose a standard deposit

There are two ways to transfer money from your Venmo account to your bank account. One is the Standard deposit, and the other is the Instant deposit.

Usually, it takes 2-3 business days to transfer the funds, but sometimes it can take up to a week.

Alternatively, instant deposits are immediate or take 30 minutes to process.

How to get venmo qr code?

Venmo Server Issues

In spite of a large number of Venmo users and millions of transactions, Venmo servers may occasionally go down. Due to this, transactions and payments may take longer than usual. Here is a link to check if Venmo is down today. 

Bank Server Issues

If Venmo’s servers are working, your bank’s servers might be down. Your Venmo payment will remain on hold if the bank servers are down while you have transferred money from Venmo to your bank account.

As soon as the bank servers are back up, funds will be successfully processed and won’t be lost. In some cases, your bank account may not reflect the payment for a few hours or longer.

Venmo flagged your Payment

A continuous security system protects Venmo users from fraudsters and scammers. When they detect anything unusual about a payment, these security bots block it.

Consequently, even if your payment is legitimate, it can get flagged by mistake, and your transfer cannot be completed.

It is likely to return to your Venmo balance within a few days if the money was deducted from your Venmo account and not shown on your bank statement.

How Long Does Venmo Payment Take To Show In My Bank Account?

Using Venmo, you can transfer money to your bank account in two ways; one is Standard transfer, which usually takes 2-3 business days, but can take up to a week. A second option is an instant transfer, which completes the transfer within 30 minutes and costs 1.5% (with a minimum of $0.25 and a maximum of $15) per transaction.

What to do if my Venmo Payment is Not Showing Up in my Bank Account?

If your funds aren’t successfully transferred, we understand how frustrating it can be. Stay calm if your Venmo payment does not appear in your bank account. You may experience a delay in the ACH money transfer to your bank due to a server issue.

If your Venmo payment has not been credited to your bank account for several days, try these steps:

  • You can contact Venmo’s customer support team.
  • Make sure you contact your bank

Additionally, you can contact your bank via its social media pages, telephone numbers, and email addresses.

Contact Venmo

Contact Venmo support if your payment still hasn’t appeared in your bank account after a few days.

The support team at Venmo will be able to understand your issue and assist you accordingly.

If you have any questions about Venmo, feel free to fill out this form or give them a call at (855) 812-4430 (M-F, 10:00 am-6:00 pm ET).

Additionally, Venmo support can be reached through their Twitter account.

By clicking Menu > Get Help > Contact Us > Chat with Us in the app, you can also chat with Venmo support.

Contact your bank

You will need to contact your bank if Venmo support is not able to assist you.

If you want to know your bank’s support number, you can search the web or visit the branch.

Frequently Asked Questions

How Do I Know if my Venmo Payment Went Through?

Once a Venmo user receives a notification and sees the payment in their transactions history feed, they can confirm a Venmo payment went through successfully. On the sender’s account, the payment will appear in red with a minus sign.

By accessing your Venmo profile via a web browser, you can also view your Venmo transaction history. You can view your transaction history by clicking on “Statement.”. In the Venmo app, this feature is not available.

What Happens if my Venmo Payment Doesn’t Go Through?

The “Incomplete” or “Pending” section in your Venmo feed indicates that the payment did not go through. You transferred money to a phone number or email address that doesn’t have a Venmo account. Emails and phone numbers that haven’t been verified may also trigger the message.

Depending on the payment method you select, your account will be debited. You won’t get the money until their Venmo account is verified. For the recipient to receive the payment, they have to verify their Venmo account with the phone number and email address you gave them.

A Venmo payment can also be reversed by selecting “Take Back” under the “Payments” tab of the “Incomplete” transactions section.


PayPal’s Venmo peer-to-peer money-transferring app is very simple and easy to use. The Venmo debit card can also be used to pay at stores in addition to sending and receiving money.

The Venmo app should not cause you any issues, but sometimes there are technical problems or other problems that affect the app, as we discussed today.

This post should have helped you understand why Venmo payments aren’t showing up in your bank account. Venmo Payment Not Showing Up In Bank Account. To know more about Venmo, you can visit

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