Venmo Payment Declined Issue: Reasons and What to Do?


By FintechHop

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Despite being one of the most popular and reliable mobile payment apps available, some users occasionally get messages that say, “Venmo Payment Declined.” You may be able to identify a solution to your payment decline if you understand why it was declined. Throughout this article, we’ll explore the potential causes of a declined payment, along with the appropriate solutions to fix the problem.

Why is Venmo declining your payments?

There are a variety of reasons why your Venmo transaction may have been declined, from funding problems to technical difficulties. Depending on the circumstances, some of these fixes may be quick fixes, while others may require a different payment method or even a money transfer. It may be due to your Venmo account frozen and you need to know How to get money out of a frozen Venmo account.

Your Venmo payment may have been declined for the following reasons:

Insufficient funds

Venmo will decline a payment if you do not have enough funds. The Venmo dashboard makes it easy to check your Venmo balance if you’re a Venmo user. Contact their customer support team as soon as possible if you need to fix Venmo payment issues involving your balance.

Technical issues

Venmo app glitches may be caused by a poor internet connection or technical issues. The most common reason for a payment not to go through is a networking issue. Contact Venmo’s customer support team immediately if you encounter these tech glitches, as you would with payment problems. Learn about: Do Gas Station Accept Venmo?

Bank account linking problems

Debit and credit cards are sometimes not linked correctly to bank accounts. Card issues will decline payment when this occurs because they will not recognize it as valid. If the issue involves linking your bank account, you’ll need to go online to your bank’s website and resolve it yourself. Contact your credit card company to find out what is wrong, but if you need to link your bank account, you’ll need to contact your bank directly.

To Add a Bank Account to Your Venmo Profile:

  1. From the bottom menu, select the Profile icon.
  2. Then select Payment Methods from the Settings menu.
  3. Select a bank or credit card and tap Add.
  4. The card information needs to be entered manually.
  5. Verify your bank account by following the steps.

Incomplete account information

Your Venmo account may need to be updated if your financial or contact information has changed. Payment services may be denied until Venmo receives updated financial or tax information.

Blocked account

Venmo cannot process payments to blocked bank accounts or credit cards. You should immediately contact your card provider to find out why your card has been blocked. A transaction block is often the result of fraudulent activity on the account. The data on your account and your identity may have been stolen as a result of a hacking attack.

An automated security flag is placed on an account whenever fraud is suspected, which remains until the bank, card provider, and customer resolve the issue.

Haven’t Verified Your Account

If you have not completed the verification process, Venmo might decline your payment. Considering Venmo is a money transfer app, it is legally obligated to collect and verify users’ identity information. It may be necessary for you to submit documentation to prove your identity or a simple code verification process.

Large transaction volumes

The Venmo account may flag your business if your transactions are unusually high. Your account may be hijacked by hackers if you experience sudden bursts of activity. Until you talk to customer support and confirm that the activity is legitimate, Venmo may deny payment processing. Venmo support should be contacted immediately if you notice increased activity or fraudulent transactions on your account.

You Can Transfer How Much Money Per Day or Week By Following These Steps:

  1. Click “Limits” under the “Settings” tab in your Venmo app.
  2. In the app, you should see how much money you have left for spending or transferring. The number of transactions you can make will also be displayed.

Frequently Asked Questions

Does Venmo block large transactions?  

Once you have verified your identity, you can send up to $60,000 per week using Venmo.  It is important to note that other reasons may cause your transactions to be declined. Furthermore, Venmo Mastercard Debit card transactions are somehow restricted.  There is a maximum weekly spending limit of $6,999.99. 

Why is my payment showing a “pending” message?

Payments that are showing “pending” or “incomplete” may be due to email addresses or phone numbers that are not associated with Venmo accounts. Your recipient will need to verify their email or phone number in order for Venmo to link it correctly. Venmo support can also refund your payment if you wish.


When it comes to making payments, Venmo is usually very reliable, but there are rare instances when it fails to deliver. When you’re in the middle of a Venmo transaction, you receive the “Venmo Payment Declined” notification. Depending on the severity of the issue, you should assess the situation. If everything else is working as it should, you might want to check your bank account. For more serious issues, you may need to contact your bank or customer service.

In addition, invite someone on Venmo through the Venmo referral code and get a commission of $10.

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