Does your Venmo card not work at the ATM? You should also keep an eye out for a few other possibilities. The PIN you entered might be incorrect or the withdrawal limit may have been exceeded. The bottom line is that we will tell you why this might be happening and how to fix it.
Why is Your Venmo Card Not Working at ATM?
Are Venmo cards not working at ATMs? Check these points if you’re standing at an ATM with no idea what to do:
- PIN incorrect
- Funds not sufficient
- The card has not been activated
- There has been an exceeding of the withdrawal limit
- There is a problem with the ATM
- The card has been locked
- Card Expiration
- A card that has been damaged
- An issue with the network
- The transaction is flagged
Wrong pin
In most cases, if your card isn’t working, it’s because you’re entering the wrong pin, whether it’s a Venmo card or another debit card.
It is common for people to forget or use the pins of any other cards they own. Verify that your Venmo pin is correct.
Insufficient Funds
The card won’t work if you don’t have enough funds in your account to make a transaction. On some ATMs, the reason is written on the screen, but on others, it is not. Therefore, if your transaction fails, you need to keep this in mind.
As soon as you add enough money to your account, your card should start working again.
Card Is not Activated
The first thing you need to do before making any transactions or withdrawals with Venmo is activated your card. You won’t be able to use your card anywhere if you forget this step.
Use your mobile camera to scan the QR code on your card to activate it. You can also use the code scanner in the Venmo app if your phone doesn’t have that option.
Withdrawal limit exceeded
Yes, Venmo limits withdrawals per day. There is a daily withdrawal limit of $400.
It is possible that your Venmo card’s daily limit might have already been reached if you have already used it elsewhere. There are usually limits on withdrawals and transactions for security reasons. Imagine if someone gained access to your card and spent all of your money.
Moreover, Venmo has a weekly limit on spending. Your weekly spending limit will be $299.99 if you have not yet completed identity verification. You are allowed to spend $6,999.99 per week if you have completed the identity verification process.
ATM out of order
There is also the possibility that an ATM may not accept Venmo debit cards due to an out-of-order ATM.
Hence, you must ensure that the ATM you are using is fully functional and that there is enough cash to withdraw.
Locked Card
If you enter the wrong PIN too often, your card may be locked. Additionally, your Venmo app might have accidentally blocked your card. Venmo newbies and those who don’t understand how the system works often have this problem.
Fortunately, it’s a simple fix. It is possible to disable the block on your debit card in Venmo’s settings.
Card is expired
Venmo cards might also have expired if they haven’t been used for a while. Venmo cards have expiration dates, just like debit cards.
In the format of mm/yy (month // year), the expiration date can be found on the card. It is generally possible to use a card until the end of the month when it expires. If the expiration date on a card is 12/25, it should be valid until December 31, 2025.
Damaged Card
Since a debit card is always stored in a pocket with other things that can scratch it, it is pretty easy for them to get damaged pretty quickly. In this case, your card won’t work. Examine your card carefully and notice whether the electronic chip has been physically damaged.
There are some damages that cannot be seen with the naked eye. You might damage your Venmo card if you expose it to a high temperature, but it will still look good. Therefore, if your debit card does not work and there is no physical damage, you should order a new one.
Network issues
A network issue may also be the reason your Venmo Card does not work at ATMs. There may be an issue with the ATM server or with Venmo’s servers.
In order to check if your card works at another ATM, you can move to another one. When your Venmo card does not work at multiple ATMs, it is likely due to a problem with Venmo’s servers.
Venmo has flagged the transaction
Venmo might have temporarily blocked your card due to suspicions that you were a fraudster if your card is not working. If this happens, the card will automatically unblock within a few hours or on the next day. Alternatively, you can contact Venmo support to have the card unblocked.
Final Words
The Venmo app makes P2P money transfers simple and easy. Users can also use a Venmo debit card to withdraw cash from ATMs or make purchases online or offline, just like a normal debit card.
There are several reasons why your Venmo card might not be accepted at ATMs, as explained above.
Hopefully, you now understand why your Venmo card isn’t working at ATMs.