Do you Have to Be 18 to Use Venmo? Requirements in 2023


By FintechHop

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What is the minimum age to create and use a Venmo account? Discover more about Venmo accounts for minors and Venmo visitors for minors who are not yet 18 years old.

In order to apply for a Venmo account, you must be at least 18 years old. The Venmo service is only available to residents of the USA who are at least 18 years old. Teenagers older than 17 should be aware of its risks, but it is safe for them.

Payments can be sent and received via Venmo, which is becoming increasingly popular. Currently, the platform is being used for all kinds of transactions by over 60 million people. 

For an account with Venmo, you’d have to meet some requirements, just like with any other digital payment application. A requirement is that you must be 18 years old or older.

Do You Have to Be 18 to Create a Venmo Account?

You must be 18 years old to open a Venmo account. However, the app does not provide financial services to minors despite its emphasis on enabling financial services for a wide audience.

How To Get A Venmo Card Under 18?

We discussed why minors could not use Venmo in the first part of this article. Nevertheless, something can be done in an emergency. Nonetheless, we recommend not letting your minor child use Venmo or any such app.

You can pay anyone with a Venmo card. As it is a Mastercard-powered card, it is accepted everywhere Mastercard is accepted. Any store accepts the card for payment. Therefore, you do not have to carry your smartphone everywhere.

It is a lot of responsibility to manage Venmo or any debit card. Kids who are still learning the complexities of this complex world shouldn’t be given this responsibility.

Users without knowledge of these apps are continuously targeted by scammers. 

The trick of scammers is more likely to catch the attention of kids. Therefore, you might not want to give your kid a Venmo debit card.

Below is a quick guide on how to get a Venmo card under 18 years of age.

  1. Download and open the Venmo app
  2. Click on More Options. On the home page, it is the 3-dot icon.
  3. Click on ‘Venmo Card’. Venmo Card is located just below ‘Search People’.
  4. Click on ‘Get the Card’
  5. There are 6 colors to choose from when it comes to your Venmo Card.
  6. Please enter your full name
  7. Hit Next after entering your SSN and date of birth
  8. Details of the bank account should be entered
  9. Recheck the details and click Submit
  10. Continue by clicking here
  11. As soon as it is received, activate

Then we’re done.

The Venmo card under 18 has now been applied for by you.

The company will deliver the Venmo card to your mailing address after you successfully apply for the card. The debit card arrives within eight business days, according to Venmo’s official statement.

What Are Venmo’s Requirements?

The user and policy agreement may have explained these Venmo requirements before you opened a Venmo account.

Setting up an account with Venmo requires the following:

Venmo requirmnts
  • The United States must be your physical residence. There is no other country where Venmo works.
  • This phone number must not be associated with another Venmo account, but must be an active U.S. cell phone.
  • A minimum age of 18 is required.

Venmo Alternatives for Persons Under 18

Teens can freely transact digitally through these applications similar to Venmo;

Greenlight Card

Your teen will be able to set flexible parental controls for each transaction and will be notified in real time when they make a purchase. You can also select exactly which stores to spend in with the app. Investing can also be taught through custodial accounts. 


The app allows you to send money instantly and receive spending alerts, just like Venmo. Your teens can help you create goals with Current by bringing money together.


Aside from offering investment accounts and retirement packages, it also teaches ways to earn extra income. Round-Ups are known for automatically investing spare change. The cost of registering a minor is only 3-5 dollars per month.

Frequently asked Question

Can you lie about your age on Venmo?

Due to the fact that your bank details and SSN are required for verification, you cannot lie.


No financial transactions can be made by minors on Venmo. The reason for this is that you should have good supervision when you are under the age of 18.

Those of you who are parents and wondered whether Venmo could be used by their kids under 18 now know the answer. Users under 18 cannot use Venmo. You can put your kid’s SSN number on the Venmo card if you are a parent. Our Venmo application guide includes a step-by-step guide. Thanks for reading the guide. I hope it helped.

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