Can I Transfer Money From Gift Card to Venmo in 2023?


By FintechHop

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Yes. Gift cards are accepted on Venmo. Prepaid gift cards can be added to Venmo accounts just like credit or debit cards and used during checkout. Visa, American Express, Discover, and MasterCard cards backed by linked bank accounts are accepted.

Is it possible to transfer money from your gift card to your Venmo account? Find out more in the following paragraphs.

Usually, Venmo accounts can be linked to bank accounts, debit cards, and credit cards. Can Venmo accounts be linked to gift cards?

Types of Gift Cards You Can Add to Venmo

A network-branded card is issued by a major payment network brand, such as

  • American Express.
  • Discover.
  • MasterCard.
  • Visa.

How to Add a Gift Card to Venmo?

When you’ve confirmed your Visa gift card hasn’t had any issues in the past, how do you add it to Venmo?

It’s easy to add a Venmo Gift Card by following these steps!

  • Step 1: Open Venmo on your mobile device.
  • Step 2: Select the single-person icon.
  • Step 3: Click the “You” tab.
  • Step 4: Click the settings gear, then select “Payment Methods.”
  • Step 5: After tapping on “Add Bank or Card,” select “Card.”
  • Step 6: Enter the gift card information manually or scan it. 
  • Step 7: You are done once you tap “Add.”

Note: Please enter your previously entered zip code in the zip code field as you enter the card’s information. Gift cards aren’t officially associated with an address, so if that’s not possible, you can enter your own ZIP code. 

Why Your Gift Card Might Be Rejected on Venmo?

Card issuers and Venmo may decline cards based on funds availability or fraud prevention criteria. A ZIP code may be required to link some payment cards with Venmo.” If you have problems linking a prepaid card to Venmo, here is an explanation.

You may be having problems linking your gift card to Venmo because of one of these reasons.

1. Unavailable Funds 

The first reason is the availability of funds. The card will get rejected if the money in the card is not accessible to you. You should always make sure your gift card works properly before using it with Venmo, so make sure you double-check with the card issuer. 

2. Suspected Fraud 

As a second reason, there may be suspicions of fraud. You won’t be able to add your card to Venmo if Venmo or the card issuer suspects fraud. 

3. No Zip Code Provided

If your Venmo account does not have a zip code, you may have trouble adding a network-branded gift card. 

The zip code is not required for all cards, but some do require it. When linking the gift card to Venmo, make sure you add your zip code. Otherwise, it won’t work.

4. Merchant-Specific Gift Cards

There are also gift cards that are simply meant for making purchases at specific retailers and merchants. Because of this, they might not be compatible with adding as a payment method in the first place. 

Frequently Asked Question

Can I transfer the money gift card to a bank account?

A gift card can be transferred money to a bank account in several ways. Several online payment services, such as PayPal, Venmo, and Cash App, can be linked to the gift card. The money will be forwarded to your bank account once the card is connected.

How Do I Know That My Gift Card Is Linked to My Venmo Account?

In case you’re not sure whether your card was accepted, check the “Payment Methods” section in your account. 

If it doesn’t, try logging out and back in again, as there may be a glitch. If you still cannot see the card, please contact Venmo’s customer service to determine the problem. Learn about: How to Add Gift Card to Venmo?


You can, fortunately, use the money in your gift cards to make purchases or send money to your family and friends using Venmo since gift cards are considered prepaid cards. 

You can only do this if your gift card is issued by one of the four major network brands, namely Visa, MasterCard, Discover, or American Express. 

As long as it is, all you need to do is to add it to the “Payment Methods” section just like you would a debit or credit card. 

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